Some states require you to take a Surplus Lines exam before you can obtain a license.

When a broker cannot place a piece of business with any of the standard companies he or she represents, he or she must keep a record to prove that coverage was declined and can then attempt to place the business with Surplus Lines companies (also referred to as non admitted companies).

The first step before you place insurance with eligible non admitted insurers is to secure a Surplus Lines License. There are certain licensing requirements that must be met before you can obtain a nonresident Surplus Lines license.

ILSA’s Licensing specialists not only know the laws and regulations inside and out, but can also assist you in securing Surplus Lines (or Excess Lines) licenses for both individuals and agencies. The fact that each state has Surplus Lines Tax filing requirements makes our experienced surplus lines analysts indispensable when it comes to getting a license.

ILSA’s specialized Surplus Lines Specialists will:

• Complete entire application and email to you for signatures, if required.
• Secure new bonds directly from our bond company
• Obtain Letters of Certification from your home state
• List any additional requirements needed to accompany your application
• Follow up by providing you with a list of states that require an exam
• Obtain your property/casualty license for you if needed
• Submit all license applications and other required documents to the Department of Insurance
• Follow up on a weekly basis with the DOI until the license is issued.
• Provide you with 24/7 access to our secure ILSA client gateway to review your status

Questions about Surplus Lines Licensing? Contact Our Licensing Specialists Chris Aaron ext. 6112 (caaron@ilsainc.com) or Cammecia Johnson ext. 6182 (cjohnson@ilsainc.com) for details.

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