NH| The New Hampshire Insurance Department (NHID) has fully implemented Senate Bill 173 (2024), strengthening protections against surprise medical billing and aligning state rules with the federal No Surprises Act. The law, effective January 1, 2025, introduces an enhanced Independent Dispute Resolution (IDR) process, providing out-of-network providers and facilities with a clear, accessible way to challenge payment amounts and choose between state or federal IDR for certain claims. NHID is actively engaging healthcare stakeholders through presentations and updated online resources to ensure transparency, fair cost-sharing for patients, and widespread understanding of the new requirements.
- Senate Bill 173 expands and clarifies protections for consumers against surprise medical bills, ensuring cost-sharing aligns with in-network benefits even for out-of-network care at in-network facilities or emergencies.
- A new, state-level Independent Dispute Resolution (IDR) process has been launched, with updated forms, guidance, and a dedicated webpage to support providers and facilities in resolving payment disputes.
- NHID is conducting outreach to hospitals, medical societies, and the public to promote understanding and compliance with the updated law, reinforcing its commitment to transparency and consumer protection.