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Home » Bulletins » Arkansas Expands Access to Short-Term, Limited Duration Insurance Plans Under New State Rule

Arkansas Expands Access to Short-Term, Limited Duration Insurance Plans Under New State Rule

AR| The Arkansas Insurance Department Bulletin No. 14-2025 announces that Arkansas will permit authorized issuers to sell short-term, limited duration insurance (STLDI) plans under state law, allowing initial terms of less than 12 months with renewals up to 36 months total coverage. STLDI plans in Arkansas must include state mandated benefits (unless exempt), prominently identify themselves as STLDI on ID cards, provide clear notices about limitations and non-compliance with the Affordable Care Act, and offer tailored coverage options with deductibles and copays.

These provisions take effect immediately under Arkansas law and federal tolerance for state regulatory discretion in the STLDI market.

Click here to see AR Bulletin No. 14-2025

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