MO| The Missouri Department of Commerce and Insurance issued Bulletin 25-10 directing all property and casualty insurers writing homeowners and dwelling insurance to halt cancellations and non-renewals for residential properties damaged by storms occurring after March 1, 2025, until further notice, in recognition of the widespread severe storms and tornadoes that have complicated recovery efforts for many Missourians who need reasonable time to complete repairs without losing coverage, with exceptions for non-payment of premium and properties not storm-damaged, while encouraging prompt repairs and offering a regulatory safe harbor for insurers applying the moratorium more broadly for administrative efficiency.
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