AL| Bulletin No. 2026-02, from the Alabama Department of Insurance, provides PY 2027 ACA filing guidance to all health insurance issuers, health care service plans, and HMOs writing in Alabama. The department will follow the federal PY 2027 Qualified Health Plan (QHP) Data Submission and Certification Timeline and applies the same timetable to non‑QHP form filings.
Key Deadlines:
- Opening of the submission window for PY 2026 individual and small group form filings on April 15, 2026
- Final submission deadline for those filings on June 10, 2026
- Alabama rate filing deadline on July 15, 2026
- Proposed rate changes posted July 31, 2026
- Issuer deadline to submit changes to QHP applications and Alabama binder submission deadline on August 12, 2026
- Final rate changes posted August 26, 2026
- Open enrollment beginning November 1, 2026