GA| The Georgia OCI issued Directive 25-EX-2 outlining the implementation of the Ashley Wilson Act (AWA), which requires public entities in Georgia to provide insurance coverage for first responders—both employees and volunteers—for post-traumatic stress disorder (PTSD) resulting from traumatic events, effective January 1, 2025. The directive mandates that insurance carriers offering such coverage must submit specific data to the Office of the Commissioner of Insurance (OCI) by May 15, 2025, to support annual reporting to legislative committees. Carriers are instructed to designate a contact person, follow detailed submission procedures, and ensure compliance with the AWA’s reporting requirements.
Key points:
- The Ashley Wilson Act mandates insurance coverage for PTSD-related treatment and disability income for first responders, including volunteers, employed by public entities.
- Insurance carriers must submit detailed data on AWA benefit utilization to the OCI by May 15, 2025, to facilitate required annual legislative reporting.
- Carriers are required to follow specific submission protocols, including providing contact details and using a prescribed email subject line for all communications with the OCI.