HI| Hawaii Insurance Division Memorandum 2026-8A, issued September 10, 2026, asks all admitted and non-admitted insurers serving Hawaii to provide reasonable, temporary accommodations to policyholders affected by Hurricane Lowell, Tropical Storm/Hurricane Lala, and Kona low storms. The memorandum recognizes that storm-related property damage, displacement, financial hardship, and disrupted access to records or insured property may impede timely premium payments, claims activity, and other policy obligations; it requests insurers provide the described relief through January 7, 2027, unless the Insurance Commissioner extends it.
Key Points:
- Extend compliance deadlines: Insurers should extend deadlines for property and automobile inspections or medical examinations when storm impacts impair an insured’s ability to comply, and continue communicating with policyholders to address their circumstances.
- Preserve coverage: Insurers are encouraged not to cancel or non-renew policies for nonpayment during the hardship period, and to allow reasonable grace periods for premium payments.
- Provide financial flexibility: Insurers should offer structured arrangements for late premiums, waive late fees and penalties where appropriate, and work directly with affected insureds on mutually acceptable accommodations.