KY| The Kentucky Department of Insurance Bulletin 2025-02 summarizes new insurance-related laws passed by the 2025 Kentucky General Assembly. Most laws become effective June 27, 2025, unless otherwise noted. Key legislation includes privacy protections for drone use by insurers, new regulations for freestanding birthing centers, insurance regulatory sandbox extensions, dental benefit assignment requirements, consumer protections in property insurance contracts, creation of an online motor vehicle insurance verification system, exemptions for certain insurance types, expanded colorectal cancer screening coverage, towing and storage service regulations, changes to personally identifiable information requirements, insurance options for vehicle business licenses, expanded insurance fraud definitions, new vehicle valuation rules, and a Medicaid report on pharmacist payment parity.
New Laws Passed and Effective Dates:
- House Bill 19: An Act Relating to Privacy Protections — Effective June 27, 2025
- House Bill 90: An Act Relating to Maternal Health and Declaring an Emergency — Effective March 28, 2025
- House Bill 184: An Act Relating to Insurance — Effective June 27, 2025
- House Bill 210: An Act Relating to Dental Benefit Plans — Effective January 1, 2026
- House Bill 233: An Act Relating to the Prevention of Harmful Practices Associated with Property and Casualty Insurance — Effective June 27, 2025
- House Bill 390: An Act Relating to Motor Vehicle Insurance — Effective June 27, 2025
- House Bill 415: An Act Relating to the Application of Subtitle 17A of Chapter 304 — Effective June 27, 2025
- House Bill 421: An Act Relating to Colorectal Cancer Screenings — Effective January 1, 2026
- House Bill 493: An Act Relating to the Towing and Storage of Motor Vehicles — Effective June 27, 2025
- House Bill 662: An Act Relating to Personally Identifiable Information — Effective June 27, 2025
- Senate Bill 18: An Act Relating to Insurance Requirements for Certain Vehicle Business Licenses — Effective June 27, 2025
- Senate Bill 24: An Act Relating to Property and Casualty Insurance — Effective June 27, 2025
- Senate Bill 136: An Act Relating to Transportation and Declaring an Emergency — Effective March 27, 2025
- Senate Joint Resolution 26: A Joint Resolution regarding Medicaid pharmacist payment parity report — Effective June 27, 2025.