LA| Bulletin 2025-09 from the Louisiana Department of Insurance reminds all health insurance issuers and producers selling Medicare products that federal law strictly prohibits charging Medicare beneficiaries any fees (including consultant, agent, or agency fees) for enrolling, offering to enroll, or assisting with enrollment in Medicare Part C or Part D plans, and notes concerns that some issuers may be creating artificial barriers to consumer access by restricting enrollment materials, discouraging producer activity, or altering producer compensation. The bulletin instructs issuers and producers to act in good faith by making enrollment applications readily accessible, avoiding conduct that deters marketing or enrollment of approved products, and not changing compensation structures in ways that limit access to Medicare Advantage or Part D coverage.
The Department will monitor these practices, may refer potential violations to relevant federal agencies, and warns that failure by producers to comply with applicable federal Medicare requirements can constitute grounds for administrative action against their Louisiana license.