MD| The Maryland Insurance Administration‘s Bulletin 26-14 (dated June 12, 2026) summarizes insurance-related laws enacted during the 2026 session of the Maryland General Assembly. It serves as notice of passage only—not the MIA’s interpretation or enforcement position—and directs regulated entities to the 2026 Chapter Laws for full text. The bulletin organizes the new laws into five categories: Life and Health, Property and Casualty, Market Regulation & Professional Licensing, Financial Regulation, and General. Questions go to Jamie Sexton, Associate Commissioner for External Affairs.
Life and Health
- Emergency room/post-acute care coverage and oversight, with mandated bed-capacity and care-transition studies (HB 1563).
- Expanded Medigap access without underwriting for those leaving Medicaid and certain Medicare beneficiaries (HB 275/SB 134).
- Codification of mental health/substance use parity enforcement standards (HB 280/SB 205).
- Collaborative Care Model coverage with cost-sharing prohibited (HB 746/SB 428).
- New mandated coverage for menopause care, scalp cooling, orthoses, perinatal behavioral health, and graduate-level clinical interns (HB 1365, SB 892, HB 393/SB 272, HB 445/SB 276, HB 1118/SB 891, HB 1094/SB 910).
- Pharmacist-administered immunizations expansion (“Vax Act,” SB 385).
- TPA enforcement: civil penalties up to $10,000 per violation and registration revocation authority (HB 277/SB 139).
- Provider-network change notice rules, credentialing timeline reductions, and pregnancy special enrollment periods (HB 684/SB 521, HB 1093/SB 808, SB 794).
Property and Casualty
- Climate change/homeowners insurance and auto-insurance affordability studies (HB 1219/SB 739, SB 865).
- Maryland Auto Insurance Fund changes: lower producer commission and a new affordability program (HB 1387/SB 637, HB 816/SB 469).
- Peer-to-peer car sharing insurance and liability rules (HB 1186/SB 395).
- Police-initiated towing rate-setting and expanded scope (HB 30/SB 578).
- Mandatory condominium unit-owner insurance and deductible responsibility (SB 747).
Market Regulation & Professional Licensing
- Insurance agents permitted to also act as mortgage loan originators under set conditions (HB 38).
- Streamlined occupational/professional licensing for service members, spouses, veterans, and Foreign Service members (SB 242, HB 1120/SB 418).
Financial Regulation
- Study on regulation and taxation of captive insurers (SB 890).
- Authorization for mutual insurance holding companies to convert to mutual insurers (HB 1616/SB 982).
General
Reforms to placement of children in unlicensed settings and creation of a new advisory council reviewing health/behavioral care, including insurance parity (HB 1559).