MO| The Missouri Department of Commerce and Insurance has issued Bulletin 25-06, a data call requiring all insurance companies that provide personal (residential) property and/or comprehensive private passenger automobile insurance in Missouri to submit detailed claims data related to severe weather events occurring in 2025, with particular focus on the May 16 tornado in St. Louis. The data collection aims to assist federal, state, and local officials in responding to property damage and to assess the impact on the insurance industry. Reports must be submitted monthly, with data aggregated both at the state level and by specific St. Louis zip codes, and all information submitted will be kept confidential as required by Missouri law.
Key Points:
- Insurers must report claims and losses for residential property, renters, and comprehensive private auto policies, distinguishing between statewide catastrophic events and the May 16 tornado in specified St. Louis zip codes.
- Data submissions are due monthly from June through December 2025, using a standardized template, and must include cumulative claims received, claims paid, claims closed without payment, total paid losses, and total incurred losses.
- All company-specific data is confidential and protected from public disclosure, with reporting instructions and definitions provided to ensure consistent and accurate data collection.