AZ| Arizona SB 1415 (Passed on April 2, 2026) creates a special path for certain salaried insurer/MGA employees with a prior “designated home state” adjuster license in another state to obtain an Arizona adjuster license without taking Arizona’s exam, while limiting them strictly to adjusting on behalf of their employer insurer or MGA. Effective Septemebr 12, 2026.
Key Points
- Creates an examination waiver: qualifies certain salaried employees of insurers or MGAs as licensed Arizona adjusters without taking the Arizona adjuster examination, if they meet specified conditions
- Establishes eligibility criteria for this exam waiver, requiring that the person:
- Is an Arizona resident.
- Held an active designated home state adjuster license in another state before January 1, 2026.
- Is currently in good standing in that other state.
- Applies on a form prescribed by the Department of Insurance and Financial Institutions (DIFI) and submits required fees and fingerprints.
- Originally qualified for the designated home state license by passing a state‑approved examination.
- Defines “salaried employee” as an employee whose compensation is not contingent on the outcome of a claim determination, distinguishing them from fee‑ or commission‑based adjusters.
- Limits the scope of activity for these “salaried employee adjusters,” requiring that they only adjust claims:
- For an insurer, or
- For a managing general agent,
and not for any insured or for any other insurer capacity outside of salaried employment with an insurer or MGA.
- Clarifies that the adjuster license issued under this provision is valid and renewable until the individual no longer adjusts claims as a salaried employee of an insurer or MGA (i.e., the license endures while they remain in that role).
- Reaffirms that any person who wishes to act as or hold themselves out as an adjuster must hold an adjuster license under Arizona law (closing any perceived gap for salaried employees).
- Incorporates technical and conforming changes to align the new pathway and definitions with existing adjuster licensing statutes.