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Home » Bulletins » Oregon Department of Consumer & Business Services and Insurance Regulation Rejects National Annuity Guidelines for Greater Resident Safeguards

Oregon Department of Consumer & Business Services and Insurance Regulation Rejects National Annuity Guidelines for Greater Resident Safeguards

OR| Oregon has issued Permanent Administrative Order ID 7-2025, exercising its opt-out rights from two Uniform Standards of the Interstate Insurance Product Regulation Compact, effective November 1, 2025, citing inadequate consumer protections in the adopted standards for certain annuity products.

Key Points:

  • Oregon declines to participate in the Uniform Standards for Individual Deferred Index Linked Variable Annuity Contracts adopted by the Commission on April 25, 2024, due to insufficient protections for Oregon residents.
  • Oregon also opts out of the Additional Standards for Market Value Adjustment Feature for Modified Guaranteed Annuities and Index-Linked Variable Annuities, determining that these revised standards do not adequately protect its consumers.

Click here to see OR Permanent Administrative Order ID 7-2025

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