SC| The South Carolina Department of Insurance, under Order No. 2025-006, sets the reinstatement fee for uninsured motorists operating vehicles illegally in the state—under Section 56-10-520—at $700 for the 2026 calendar year, reflecting a recent 14 percent increase in average private passenger automobile insurance premiums. The order, effective January 1, 2026, outlines the annual calculation method based on statewide insurance rate increases and applies to related violations occurring on or after the effective date, as required by law and supported by NAIC data analysis.
Home » Bulletins » South Carolina Updates Reinstatement Fee for Uninsured Drivers; $700 Effective January 2026