WI| The Wisconsin Office of the Commissioner of Insurance issued a Bulletin on October 7, 2025, reminding property and casualty insurers about the importance of processing flood damage claims promptly to ensure affected residents can access FEMA disaster assistance following severe storms in Southeast Wisconsin. Insurers are required to affirm or deny claims within 30 days, and delays in claim denials may prevent consumers from meeting the November 12, 2025 deadline to apply for FEMA aid if proof of denial is needed for eligibility.
Key Points:
- Insurers must process flood claims and issue denials within 30 days, as mandated by Wis. Stat. 628.46 and administrative code, to comply with state law and support consumers’ eligibility for disaster assistance.
- Untimely claim handling may jeopardize residents’ ability to access FEMA funding; prompt action is expected from all homeowner and auto insurance carriers in affected counties.