WY| The Wyoming Department of Insurance Bulletin No. 01-2026 announces that, because Wyoming’s insurance market is now considered fully competitive, the Department of Insurance is rescinding all prior exemptions that were granted when certain lines were deemed non‑competitive, including exemptions allowing export of specified liability coverages to surplus lines without satisfying the due diligence requirements.
For insurers and brokers, this means that any prior reliance on Wyoming’s “non‑competitive market” carve‑outs must cease immediately, and all admitted and surplus lines placements must fully comply with the applicable Wyoming insurance code and DOI regulations, without exception. In practice, surplus lines brokers must again perform and document the required diligent search with admitted carriers for formerly exempt classes before exporting to surplus lines, and carriers must ensure that policy forms for affected lines are filed and approved where required under W.S. 26‑15‑110(d)(iii). Insurers should quickly review their Wyoming programs for professional liability and other historically exempt lines, confirm that no underwriting, placement, or form‑filing processes still rely on the vacated orders (dockets 85‑21 and 85‑74 and related orders), and update procedures, training, and compliance attestations accordingly.