MD| The Maryland Insurance Administration has issued Bulletin 21-05. The bulletin advises that health carriers are to suspend health benefit cancellations and non-renewals of individual health policies for non-payment of premium, unless the conditions set forth below are satisfied.
A health carrier is permitted to cancel or non-renew an individual health benefit plan due to nonpayment of premium if:
- Open Enrollment or the Coronavirus Emergency Special Enrollment Period offered by the Maryland Health Benefit Exchange (“Exchange”) is in effect; AND
- The health carrier has complied with the grace period and notice requirements set forth in the policy being terminated; AND
- The health carrier provides an additional written notice of date of termination at least 10-days prior to the effective date of termination that includes a disclosure statement in at least 12- point bold type advising the member that the Exchange is offering a Coronavirus Emergency Special Enrollment Period, that subsidies for the payment of premium may be available, if the member is eligible; that coverage through the Exchange does not depend on the payment of any premium owed under the policy being terminated; and providing the web address and toll-free number for the Maryland Health Connection; AND
- The termination is effective on the last day of a month.