IL | The Illinois Department of Insurance has issued Company Bulletin 2022-06.
Pursuant to [Pub. Act 102-0704], effective April 22, 2022, to the extent that application of 215 ILCS 134/30(d) would result in HSA ineligibility under 26 U.S.C. § 223, the Illinois requirement to apply the amount of any third-party payments, financial assistance, discount, product vouchers, or any other reduction in out-of-pocket expenses toward a covered individual’s cost-sharing responsibility will not apply with respect to the deductible of an HDHP until the covered individual has satisfied the minimum deductible under 26 U.S.C. § 223. However, with respect to items or services that are preventive care pursuant to 26 U.S.C. § 223(c)(2)(C), the Illinois requirement will apply at all times regardless of whether the minimum deductible has been satisfied. Based on this change to 215 ILCS 134/30(d), HDHPs may be filed and marketed in Illinois for Plan Year 2023 and for the foreseeable future. HDHPs already in effect for the 2022 Plan Year must continue to comply with 215 ILCS 134/30(d) after the enrollee meets the statutory minimum deductible of $1,400 for self-only coverage or $2,800 for family coverage.